Departments with administrative responsibility for the area in which the claim occurred are responsible for the deductibles. Deductibles are not assigned on the basis of fault but on the basis of administrative ability to implement risk management interventions.
Deductibles are applied to claim settlements or judgments. Deductibles are not applied to claim costs and fees. In addition to payment of a judgment or settlement, a department will also be asked to implement corrective measures to avoid similar future claims or lawsuits.
| Program | Deductibles |
|---|---|
General Liability | 20% of the total; minimum $500; maximum $50,000 |
Employment Practice Liability | 20% of the total; minimum $7,500; maximum $50,000 |
Auto Liability | None. |
| Auto Property Damage | $500 per occurrence |
Buildings and University Property | $1,000 for most losses Notable exceptions: |
Scheduled Fine Arts | $1,000 for most losses Notable exception: |
Marine Property | $1,000 for most losses Notable exceptions: |
Please note that not all losses are covered by the UC program. Contact the General Liability Program Manager with any questions about deductibles.
