What is Workers' Compensation?

What is Workers' Compensation?

February 25, 2013
Workers' Compensation is a mandatory coverage that is provided to all eligible employees in California. It is designed to provide employee with immediate medical attention and other benefits when they are injured or become ill at work. See UCLA Policy 305.1 for more information. 

Who is Covered

Workers' Compensation benefits are afforded to employees of the University whose injury or illness arises out of their employment and occurs during the course and scope of their employment with the University. The definition of "employee" includes the following types of employees:
  • Casual
  • Career
  • Faculty
  • Part-time
  • Other employees who have an appointment in the payroll system
  • Other persons such as post-graduate fellows and volunteers may be covered if they are injured doing work for the University. Contact the UCLA Workers' Compensation Manager.
Contractors, vendors and their employees are not employees of the University and would seek benefits from their employers should they become injured.

Benefits

Workers' Compensation provides the following benefits:

Medical            

Medical treatment reasonably required to cure or relieve the injured employee from the effects of a work-related injury/illness.

Temporary Disability

The weekly benefit paid to partially compensate for the loss of earnings. Paid at the rate of 2/3 of weekly earnings subject to a statutory minimum and maximum. There is a three-day waiting period, unless the employee is hospitalized overnight.

Permanent Disability

If an industrial injury results in a permanent disability that causes a significant handicap in performing work, the injured worker is entitled to a permanent disability rating.

Employee Disability Management Services

Job skills assessment, placement and retaining for employees who are not able to return to their job because of injury or manage TRTW (Transitional Return to Work) program and assist employees in returning to work post injury/illness.

Death

A benefits schedule paid to dependents of an employee who loses their life as a result of a work-incurred injury or illness.

Charges to Departments

UCLA participates in the University of California Self-Insurance Workers' Compensation program. Instead of purchasing an insurance policy, the UC campuses and medical centers pay self-insurance premiums into a trust fund managed by the Office of the President (UCOP). Each campus pays its share of premiums, which reflect the size and number of claims filed by that location.
UCLA departments are charged for both Workers' Compensation premiums and administrative costs. Please reference "Departmental Charges for Insurance" for further details. For all other inquiries, please contact the Workers' Compensation Manager or Workers' Compensation Coordinator at IRM.

Injury Prevention Committee (IPC)

The IPC is comprised of key members from the School of Denistry, Occupational Health, Life Sciences, Library, Chemistry, ASUCLA, Lab and Animal Medicine, College of Letters & Sciences, IRM, and Environment Health & Safety. Since prevention is the most powerful weapon in reducing workers’ compensation costs, this committee was formed to evaluate and review proposals from departments for funding injury prevention programs.

To be considered, proposals submitted to the committee must be loss preventative in nature. This may include, for example, ergonomic improvement for work stations or equipment to reduce materials handling to avoid repetitive injury claims. 

Members of the IPC are available to assess material handling practices and identify equipment that may assist departments in lowering the frequency and severity of injuries and subsequent claims. Frequently, the attention given to safe working practices simultaneously improves both work efficiencies and staff morale. In Departments where employees frequently lift and handle materials, IRM and EHS will work with managers, supervisors and staff to evaluate equipment usage patterns, provide assistance in determining whether the existing equipment is the best and most appropriate technology for the task and provide training.   

Costs to supplement program budgets such as general operating supplies and personal protective and safety equipment that are required by law are not eligible for this program.

For more information concerning this important initiative, please contact Insurance & Risk Management at (310) 794-6948 info@irm.ucla.edu or Cindy Burt – Injury & Illness Program Manager at (310) 794-5329 burt@ehs.ucla.edu. An IPC application form is available under Related Information.